A New Way to Pay with Commerce Bank Credit and Debit Cards Using Apple Pay

Commerce Bank now offers its customers Apple Pay, a new category of service that is transforming mobile payments with an easy, secure and private way to pay.

“Apple Pay is a significant step forward in mobile payments and we are happy to be able to offer this feature to our customers,” said Carl Bradbury, Commerce Bank director of consumer card products. “With Apple Pay, our customers will now have the option to make purchases both securely and conveniently in stores and within apps with the latest iPhones and iPads.”

Security and privacy is at the core of Apple Pay. When a card holder adds a credit or debit card to Apple Pay, the actual card numbers are not stored on the device or on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on the device. Each transaction is authorized with a one-time unique dynamic security code, instead of using the security code from the back of the card.

In participating stores, Apple Pay will work with iPhone 6, iPhone 6 Plus and Apple Watch, upon availability. Within apps, Apple Pay is compatible with iPhone 6 and iPhone 6 Plus, iPad Air 2 and iPad mini 3.