Appalachian Community Federal Credit Union Has Launched Image Deposit Capabilities

Cardtronics, Inc., the world’s largest retail ATM owner / operator, announced that Gray, Tenn.-based Appalachian Community Federal Credit Union has launched image deposit capabilities at its branch ATMs, which are managed by Cardtronics. This enhancement enables ACFCU members to deposit checks directly into the ATMs without using envelopes or deposit slips. An Allpoint Network member since 2008, the $173.4 million asset credit union has a multifaceted relationship with Cardtronics that also includes retail ATM branding as well as a web and mobile ATM locator.

ACFCU looks to Cardtronics for complete outsourced ATM management at all seven of its branch offices in Tennessee, Virginia and Kentucky. Cardtronics installed new machines upon taking over management of ACFCU’s branch ATMs in 2012.

The credit union complements the 55,000 nationwide surcharge-free ATMs that Allpoint Network makes available to ACFCU members with a local retail ATM footprint supported by Cardtronics. As part of a long-term ATM Branding agreement, the ACFCU brand appears on 17 Cardtronics-owned and -operated ATMs located in CVS/pharmacy stores situated in the credit union’s home markets along the Tennessee-Virginia border. These 17 CVS/pharmacy locations are fee-free ATMs for ACFCU members. All ACFCU-branded ATMs, in both branch and retail locations, can be found through the credit union’s web and mobile ATM locator, which is powered by Cardtronics’ LocatorSearch technology.

Ron Scott, President & CEO, ACFCU, said:

“On both a national and local scale, Cardtronics offers a compelling portfolio of retailer relationships capable of extending a financial institution’s ATM footprint to where members are located. ACFCU has branded Cardtronics-owned ATMs at CVS/pharmacy locations we selected in our home markets. This demonstrates the depth of convenient retail locations Cardtronics offers financial institutions of all sizes.”

David Dove, president, North American Business Group, Cardtronics, said:

“Appalachian Community Federal Credit Union has entrusted Cardtronics not only with delivering surcharge-free access for its cardholders in the retail environment, but also managing its on-premises ATMs and bringing the two together in one locator, essentially serving as the ATM face of the credit union. Just as Cardtronics has the scale to deliver cost-effective retail ATM solutions, our scale extends to a comprehensive set of complementary products capable of supporting a financial institution’s entire ATM program.”

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