PT Bank Danamon Indonesia, Tbk. (“The Bank”) launched a mobile banking application called D-Mobile (the Bank Mobile Banking), which provides an easy and convenient way to perform banking transactions via a smartphone connected to the data network (GPRS / 3G, EVDO-CDMA, WiFi).
Besides being able to conduct banking transactions such as transfer funds, reload, and payment of bills, D-Mobile presents a new innovation that features SosMed D-Cash, which enables customers to provide funds to a friend Facebook and Augmented Reality features where users can find the nearest Danamon promo within a maximum radius of 5 KM through this application.
“As a country with the largest smartphone sales growth rate in Southeast Asia, reaching 70% in the last 12 months *, Indonesian society require banking services that reflect and take advantage of the rapid development of information technology, particularly the development of smartphone technology. Danamon presents D-Mobile as our commitment to provide ease of transaction and strive to create the latest breakthroughs to improve customer convenience when making financial transactions, “said Michellina Triwardhany, Director of Consumer Banking Danamon.
One of the new innovations D-Mobile application is feature D-Cash SosMed first presence in Indonesia. Through features D-Cash SosMed this, the D-Mobile may provide funding to a friend via social media network Facebook. Transactions carried out by opening the D-Mobile application, select the menu “Payments” and SosMed D-Cash, followed by the log-in into Facebook and pick up a friend who will be the beneficiary. After that, select the “Nominal” by entering the value of the funds to be provided, then the user will be prompted to create a passcode and enter the number of mobile phone Facebook friends. Alert on SosMed D-Cash will terposting on private Facebook wall; and can only be seen and read by funders and grantees. The passcode will be given to a Facebook friend who will take the funds separately by means communicated directly. The passcode is becoming one of the data to be used by Facebook friends to take funds in the Bank ATMs which have D-Cash service marks.
The advantage of this feature is a Facebook friend does not need to have an account with the Bank or other bank accounts, sufficient access to Collect Money feature on the D-Mobile by entering the ID Facebook and a number of requested data such as phone number, passcode, Ref ID number and nominal; then please go to the nearest ATM Danamon which has a D-Cash service marks. Innovative features D-Mobile has also been equipped with a security system so that transactions through social media networks can be done safely. There are currently as many as 1,280 ATM Danamon marked D-Cash in Indonesia has been prepared to support the transaction process through SosMed features D-Cash.
* Data from the Society for Consumer Research (GFK)
Innovation other D-Mobile Augmented Reality feature is intended to pamper customers and the Bank credit card users who have a hobby shop (shopping) or culinary. This feature displays information about the promo promo of the Bank in collaboration with a number of stores certain brands or promo in restaurants are located around the D-Mobile. In addition, the Augmented Reality feature is also intended for customers who want to know the location of the nearest ATM and branch Danamon. The search process through scanning (scanning) by using the smartphone’s camera. With a range of up to 5 KM radius, D-Mobile application capable of displaying real-time locations that have a variety of attractive promotions of the Bank and also the location of the Bank Danamon ATM and branch nearby.
Djamin Nainggolan, Consumer Lending & Alternative Channel Head said, “With the presence of D-mobile, we expect the Bank becomes closer to the customers like a best friend. D-Mobile is a mobile banking application that is unique and different from the applications of banking services in general. New features such as SosMed D-Cash and Augmented Reality which follow the development of this technology is able to cater the needs of consumers so that they can be used anywhere and anytime with results that can be felt quickly and comfortably. Services D-Mobile is one of the steps the Bank in the success of the National Movement for the creation of a non-cash cashless society. ”
D-Mobile can be used on any platform / OS types iOS, Android and Blackberry. This application can also be downloaded for free via the Apple App Store (iPhone), Google Play Store (Android phone) and Blackberry App World (Blackberry). In terms of security, the D-Mobile using the User ID and Password to be able to log-in / access to the menu and use the mPIN transaction to authorize every transaction made as well as the notification of transactions stored in the inbox and also sent an email to customers.
“With the D-Mobile then Danamon complement alternative means of transacting s
Elain through more than 1,400 ATMs spread across Indonesia, 70 cash deposit machines or Cash Deposit Machine, Internet Banking and SMS Banking. Transactions conducted through the network showed significant growth. Compared with last year, the number of transactions through alternative channels experiencing growth of more than 60% and provides increased fee-based income of more than 50%. This increase is a positive trend because it shows a high acceptance and interest of the community to use digital means of a financial transaction. Digital platforms such as mobile banking and SMS banking has a very wide range compared to the physical means such as branch offices. The use of digital transactions can reach areas that have not been touched by the financial services, “said Michellina Triwardhany. About Danamon: PT Bank Danamon Indonesia, Tbk. was founded in 1956 and up to 30 September 2014 has approximately 2,440 network consists of, among others, conventional branches, its Danamon Savings and Loans (DSP) and Syariah units as well as branch offices of its subsidiaries. Danamon provides its customers with access to nearly 60,000 ATMs, including through its association with ATM Bersama and ALTO, in all 33 provinces in Indonesia. The Bank manages assets of Rp 194.4 trillion by the end of September 2014.
Danamon was recently awarded Best Domestic Provider of FX Services, Best Domestic Provider for FX Products and Services, Best Domestic Provider for FX Options, and Best Domestic Provider for FX Research and Market Coverage of Asiamoney Foreign Exchange (FX) Poll 2014 Danamon also won Indonesia Wow Brand Award 2014 as the Silver Champion category for product Mortgage Banking Industry. In the international arena, the Bank entered in the list of Forbes Global 2000 edition in 2014, which is a list of companies open world by Forbes Magazine.
Danamon is the sole issuer of Manchester United’s card with ATM / Debit cards and credit cards Manchester United.
PT Adira Multi Finance Tbk (Adira Finance) is a subsidiary of the Bank engaged in the financing of motor vehicles and has an extensive branch network in more than 260 cities in Indonesia. Danamon is also the majority shareholder of PT Asuransi Adira (Adira Insurance), a general insurance company, and PT Adira Quantum Multifinance (Adira), a finance company furniture and household items.
