EMVCo has announced the availability of the full EMV 3-D Secure (EMV 3DS) Test Platform, which enables the functional testing of EMV 3DS solutions. 3DS product providers can now confirm whether their solutions will perform in accordance with the EMV 3-D Secure Protocol and Core Functions Specification v2.1.0, or its EMV 3-D Secure – SDK Specification, and receive Letters of Approval from EMVCo.
EMV 3DS is a messaging protocol that promotes frictionless consumer authentication and enables consumers to authenticate themselves with their card issuer when making card-not-present e-commerce purchases. It defines features to promote more secure and consistent consumer e-commerce transactions across channels and connected devices, while optimising the cardholder’s experience.
“EMV 3DS promotes consumer familiarity, convenience and security across the rapidly advancing e-commerce environment,” comments Stephanie Ericksen, EMVCo Executive Committee Chair. “The availability of a functional testing framework for EMV 3DS is an important step towards the development of a globally interoperable, secure remote payments ecosystem.”
In addition, EMVCo has partnered with the Payment Card Industry Security Standards Council (PCI SSC) to align EMVCo’s 3DS testing activity with PCI SSC’s 3DS security standards and assessment programmes. The work of both EMVCo and PCI SSC provides an agile and workable structure for both functional testing and security evaluation of EMV 3DS solutions