FLEX, the newest entrant redefining digital payments in Africa, officially unveils its brand and platform built on one powerful premise: freedom to move money without friction.
Unveiled during a private launch event yesterday, FLEX introduces a more straightforward way to send, receive, and spend money — instantly, with no fees, no long account numbers, and no unnecessary steps. With just a smartphone and a personal PayTagTM, users can pay friends, support family, shop with local vendors, or split expenses with ease. QR code payments, real-time notifications, smart wallet tracking, and secure onboarding are all standard features. No paperwork. No delays.
Born in Nigeria and purpose-built for today’s consumer, FLEX delivers a modern, culturally fluent payment experience for a new generation of users — from young hustlers and everyday earners to students, creatives, and small business owners. Unlike traditional financial platforms, FLEX is more than just an app. It is a tool, a language, and a way of life.
“As a nation, we’ve forgotten what it feels like to get something for free—something that just works, no strings attached,” said Chika Okere, Founder and CEO at FLEX. “FLEX is here to reset that expectation. We believe access, ease, and dignity shouldn’t come at a cost.”
What sets FLEX apart is its ability to simplify everyday money movement without compromise. Transfers are instant and fee-free, eliminating the hidden charges and frustrating delays users have come to expect. Instead of long account numbers, each user claims a unique PayTagTM, turning identity into utility — just “₦TochiFlex” and go. Whether you’re splitting lunch with a friend or paying a street vendor, FLEX delivers seamless transactions through QR codes and wallet-based payments, all with a single tap. The experience is anchored in intuitive design, mandatory BVN onboarding, and a visual language that feels both modern and familiar.
FLEX isn’t trying to mimic what came before. It’s setting a new standard — secure, direct, and made for the way people live.
For merchants, freelancers, students, and the millions navigating Nigeria’s cash-heavy, failure-prone financial landscape, FLEX delivers on the one promise the industry has long withheld: financial power without complexity.
“This is just the beginning,” said Chika Okere. “We built FLEX by paying attention to how people live — the stress they face, the delays, the hidden charges. That clarity will continue to guide us. We’re committed to growing with our users, building a product that stays relevant, reliable, and rooted in real needs. FLEX is not where it ends. It’s where it starts.”
FLEX is now available nationwide on the Apple App Store and Google Play. Purpose-built for the everyday consumer, the app delivers a faster, easier, and more reliable payment experience for anyone looking to take control of their money, simply and securely.
