Strategic Plan 2020: Ingenico Group Strengthens its Global Leadership in Omni-channel Payment Acceptance

2020 revenue objective of €4 billion (based on a double-digit annual organic growth and targeted acquisitions) 2020 EBITDA margin objective: 22-23% (200-300 basis points higher than in the preceding plan) EBITDA to FCF conversion rate 45% as a floor Dividend policy confirmed: payout ratio of 35% Philippe Lazare, the Chairman and Chief Executive Officer of

BMO Financial Group and MasterCard Begin Roll-Out of First in Canada and U.S. Biometric Corporate Card Program

Scan fingerprints or snap selfies to validate their identities via biometrics; and When verified, return to the merchant site to complete the online purchase “The use of biometric technology has become more common for consumers looking for convenient and secure ways to make purchases using their smartphones, so this was the natural next step for

Santander Launches SmartBank App

Secure, simple to use, helps people easily keep track of their cash Eliminates the need to manually search through statements to identify retailers and calculate spend The technology differs from voice biometrics, which only enables access to a customer’s accounts by using their voice as a password Phase two will see customers able to service