Most Users Do Nothing to Protect Online Payments

  • Check the URL of the Site – With phising scams users will often find themselves redirected to a URL that appears to be like the official site but is actually slightly different. These can pretend to be the official site of a bank or payment service then they prompt users to enter information. Before the user knows it, their details are now in the hands of a third party to be used as they wish. Always ensure that the official site is the one you’re using and don’t simply follow an email redirect. Banks also allow users to report phising, so you can do this and prevent other users from being scammed.
  • Use a Virtual Keyboard – If you download a lot of your software then you should be aware that your software package can be a Trojan Horse for malware. These can include keyloggers, which take the input from your keyboard and log it to use later. This sends on the passwords and information that you input, but using a virtual keyboard can help. These are ones that you may see in accessibility software, as they can be clicked on screen with the mouse instead of typing as usual.
  • Don’t Assume a Site is Safe – So many users out there see a big name that’s trusted in their eyes and add in their payment information with reckless abandon. Even if you shop online with the most protected sites, these can still be vulnerable to being hacked. As SSL encryption evolves so too do the ways that hackers aim to make their way into the database. Even Sony has been compromised in recent months, so the big name doesn’t mean that you can enter your details safely.
  • So, how many users do you think used these tips when shopping online? The scary truth is that very few of them used any of these precautions. 49% of users don’t check the URL before entering their information, 79% don’t use a virtual keyboard and nearly 30% of users don’t take any action to protect their details on sites that they believe to be trustworthy. These shocking results show that these users need training or help when it comes to shopping online safely. These are the users that will find their bank accounts compromised, no matter what a site does to improve its security. This isn’t just in the online realm either, as 20% of those surveyed in the study would allow a server to take their bank card away during a transaction. These can all have huge effects on the user’s life, so don’t be caught out. Sources:]]>

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