The Safest Ways to Pay for Online Merchandise

Most people choose online payments over conventional payments. With online trade on the rise, we take a look at some of the safest online payment methods.

In the early days of e-commerce, or online payments, there were a lot of worries among people using these services. Fraudulent transactions, identity thefts, were the most serious worries. However, online payments have become much more stable and secure and today there’s no problem if you’re using safe and reliable ways to pay for merchandise online. There are many secure methods and you can freely pay for products and services on websites that sell clothes, books, gifts, or service oriented sites such as online casinos and mobile casinos. In this article we are going to present some easy to use deposit options for South Africans and others and help you have careless and hassle-free online payment experience.

Credit and debit cards

Credit and debit cards are, for many the most common way to pay for things online. Almost everyone today has got a credit or a debit card and most cards today can be used for online payments. Websites usually accept all major cards, especially Visa and Maestro branded cards, including Visa Electron and MasterCard, as well as American Express. In order to make a payment online you only need to type your 16 digit number and the 3-digit security number on the back of the card, as well as the other data, like your name and expiry date. However, you should never give your pin number online. Credit card payments are pretty safe and even if you’re a victim of a fraud, you will most probably be refunded. When it comes to withdrawals, which is especially important for fans of online casino, both desktop and mobile casinos, there is a certain waiting period which may vary from 2-3 up to 5 working days, and some banks charge a certain fee for withdrawals.


PayPal is one of the oldest online payment methods. Unlike credit/debit cards, PayPal is used solely for online payments. It is very simple, you just need to open an account and link it to your bank account. That way, your identity is verified. You can then simple move money from your PayPal account to your bank account and vice-versa. Most major websites, such as Amazon and eBay accept PayPal payments. PayPal is available in South Africa since 2010.


Skrill, formerly known as Moneybookers is another very popular e-Wallet. In order to make payments and receive money via Skrill, one also needs to open an account and provide your credit card number or your bank account number. By providing more than one method of verification, you have higher deposit and withdraw limit. Skrill supports 41 currencies and has over 25 million active accounts. In the past the security system used by Skrill was often criticised, but nowadays things seem to have improved.


Neteller is another popular e-Wallet, established more than 15 years ago. Its use isn’t as widespread as the use of PayPal, but Neteller operates with smaller fees and that’s what attracts some customers. Opening an account and making deposits and withdrawals is also fairly easy. Neteller is particularly popular among fans of sports betting and online gaming.

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